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If you want to dive deeper into the question, here is the list of relevant articles:
​https://www.pymnts.com/bnpl/2021/virtual-cards-accelerate-buy-now-pay-later-in-mena/ https://www.mckinsey.com/industries/financial-services/our-insights/the-future-of-payments-in-the-middle-east https://velmie.medium.com/using-aws-and-microservices-for-fintech-applications-aa3cb897a9c1 https://magazine.fintechweekly.com/magazine/articles/what-will-be-the-next-innovation-to-change-finance%3F https://www.finextra.com/blogposting/21940/how-to-protect-yourself-from-fraud​
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