Transaction types
Following are the transaction types and definition
Transaction type | Field transaction_type | Definition |
Purchase | PURCHASE | It indicates that the transaction is any kind of card purchase, which can be identified in more detail via the pos_environment field |
Cash withdrawal | CASH_WITHDRAWAL | It indicates that the transaction is a cash withdrawal and it is performed by the cardholder at the ATM |
Refund | REFUND | A refund is a credit note on the card which can happen in case the customer bought something and gave it back, for example |
Balance Inquiry | BALANCE_INQUIRY | It indicates that the transaction is checking the account balance on the ATM |
Account Verification | ACCOUNT_VERIFICATION | This transaction type is use to verify the account when adding the card on a payment gateway portal, the payment gateway will generate a transaction just to verify that the account is valid (transaction amount = 0) |
Wallet Debit | WALLET_DEBIT | It indicates that the transaction is unloading of funds |
Wallet Credit | WALLET_CREDIT | It indicates that the transaction is the loading of funds |
Wallet Transfer | WALLET_TRANSFER | It indicates that the transaction is account to account transfer |
Original Credit Transaction | OCT | It is a financial transaction that delivers funds directly to a recipient's eligible account |
Account Funding Transaction | AFT | It is a type of transaction where a payment service provider, such as a bank or a financial institution, directly debits a payment from a cardholder's account |
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