# Transaction types

Following are the transaction types and definition

| **Transaction type**        | **Field transaction\_type** | **Definition**                                                                                                                                                                                                         |
| --------------------------- | --------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Purchase                    | PURCHASE                    | It indicates that the transaction is any kind of card purchase, which can be identified in more detail via the pos\_environment field                                                                                  |
| Cash withdrawal             | CASH\_WITHDRAWAL            | It indicates that the transaction is a cash withdrawal and it is performed by the cardholder at the ATM                                                                                                                |
| Refund                      | REFUND                      | A refund is a credit note on the card which can happen in case the customer bought something and gave it back, for example                                                                                             |
| Balance Inquiry             | BALANCE\_INQUIRY            | It indicates that the transaction is checking the account balance on the ATM                                                                                                                                           |
| Account Verification        | ACCOUNT\_VERIFICATION       | This transaction type is use to verify the account when adding the card on a payment gateway portal, the payment gateway will generate a transaction just to verify that the account is valid (transaction amount = 0) |
| Wallet Debit                | WALLET\_DEBIT               | It indicates that the transaction is unloading of funds                                                                                                                                                                |
| Wallet Credit               | WALLET\_CREDIT              | It indicates that the transaction is the loading of funds                                                                                                                                                              |
| Wallet Transfer             | WALLET\_TRANSFER            | It indicates that the transaction is account to account transfer                                                                                                                                                       |
| Original Credit Transaction | OCT                         | It is a financial transaction that delivers funds directly to a recipient's eligible account                                                                                                                           |
| Account Funding Transaction | AFT                         | It is a type of transaction where a payment service provider, such as a bank or a financial institution, directly debits a payment from a cardholder's account                                                         |

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