Transaction types

Following are the transaction types and definition

Transaction type

Field transaction_type

Definition

Purchase

PURCHASE

It indicates that the transaction is any kind of card purchase, which can be identified in more detail via the pos_environment field

Cash withdrawal

CASH_WITHDRAWAL

It indicates that the transaction is a cash withdrawal and it is performed by the cardholder at the ATM

Refund

REFUND

A refund is a credit note on the card which can happen in case the customer bought something and gave it back, for example

Balance Inquiry

BALANCE_INQUIRY

It indicates that the transaction is checking the account balance on the ATM

Account Verification

ACCOUNT_VERIFICATION

This transaction type is use to verify the account when adding the card on a payment gateway portal, the payment gateway will generate a transaction just to verify that the account is valid (transaction amount = 0)

Wallet Debit

WALLET_DEBIT

It indicates that the transaction is unloading of funds

Wallet Credit

WALLET_CREDIT

It indicates that the transaction is the loading of funds

Wallet Transfer

WALLET_TRANSFER

It indicates that the transaction is account to account transfer

Original Credit Transaction

OCT

It is a financial transaction that delivers funds directly to a recipient's eligible account

Account Funding Transaction

AFT

It is a type of transaction where a payment service provider, such as a bank or a financial institution, directly debits a payment from a cardholder's account

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