Transaction types
Following are the transaction types and definition
Transaction type
Field transaction_type
Definition
Purchase
PURCHASE
It indicates that the transaction is any kind of card purchase, which can be identified in more detail via the pos_environment field
Cash withdrawal
CASH_WITHDRAWAL
It indicates that the transaction is a cash withdrawal and it is performed by the cardholder at the ATM
Refund
REFUND
A refund is a credit note on the card which can happen in case the customer bought something and gave it back, for example
Balance Inquiry
BALANCE_INQUIRY
It indicates that the transaction is checking the account balance on the ATM
Account Verification
ACCOUNT_VERIFICATION
This transaction type is use to verify the account when adding the card on a payment gateway portal, the payment gateway will generate a transaction just to verify that the account is valid (transaction amount = 0)
Wallet Debit
WALLET_DEBIT
It indicates that the transaction is unloading of funds
Wallet Credit
WALLET_CREDIT
It indicates that the transaction is the loading of funds
Wallet Transfer
WALLET_TRANSFER
It indicates that the transaction is account to account transfer
Original Credit Transaction
OCT
It is a financial transaction that delivers funds directly to a recipient's eligible account
Account Funding Transaction
AFT
It is a type of transaction where a payment service provider, such as a bank or a financial institution, directly debits a payment from a cardholder's account
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